REAL CREDIT REPAIR: LET THE EXPERTS TAKE CARE OF YOU!
We Specialize In Helping People To
Eliminate Thousands Of Dollars
Worth Of Debt Off Your Credit Report
We Specialize In Helping People To Eliminate Thousands Of Dollars Worth Of Debt Off Your Credit Report
We Also Have The Most Aggressive & Quickest Credit Cleaning Strategy To Bring Your Credit Score Back Up!
We Use The Power of The Consumer Law to
Remove Common Credit Report Errors Like:
We Use The Power of The Law to Remove Common Credit Report Errors Like:
- Late Payments
- Collections
- Hard Inquiries
- Charged-Offs
- Bankruptcies
- Student Loans
- Judgements
- Repossessions
- Foreclosures
- And Much More...
- Late Payments
- Collections
- Hard Inquiries
- Charged-Offs
- Bankruptcies
- Student Loans
- Judgements
- Repossessions
- Foreclosures
- And Much More...
Here Is How Our Credit Repair Process Works
- Step 1: Credit Analysis
We go over your credit report with you to find negative items that are inaccurate, help you understand the process of credit repair, and prepare a plan of action with you to improve your credit.
- Step 2: Dispute
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score using our legal team.
- Step 3: Track Progress
Sit back and let us handle the work. You can see your client portal 24/7 for live status updates on improvements on your credit report.
- Step 4: Credit Restoration
We will do our best to maximize your results using our custom tactics on the bureaus so you can restore your credit and achieve your credit goals.
- Step 1: Credit Analysis
We go over your credit report with you to find negative items that are inaccurate, help you understand the process of credit repair, and prepare a plan of action with you to improve your credit.
- Step 2: Dispute
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score using our legal team.
- Step 3: Track Progress
Sit back and let us handle the work. You can see your client portal 24/7 for live status updates on improvements on your credit report.
- Step 4: Credit Restoration
We will do our best to maximize your results using our custom tactics on the bureaus so you can restore your credit and achieve your credit goals.
About Civice Consulting
Vanessa Welcome is a highly accomplished and dedicated credit repair expert with an exceptional track record of helping individuals and businesses achieve financial stability and regain control of their credit. With her extensive knowledge, meticulous approach, and genuine passion for helping others, Vanessa has become a trusted advisor in the field of credit repair.
With multiple years of experience, Vanessa has assisted countless clients in overcoming financial obstacles, repairing their credit profiles, and unlocking new opportunities for financial growth. Her expertise encompasses a wide range of credit-related matters, including credit score improvement, debt consolidation, credit report analysis, identity theft resolution, and personalized credit management strategies.
Vanessa's journey in the credit repair industry began with her own personal experience of overcoming credit challenges. Inspired by her own success, she embarked on a mission to share her knowledge and empower others to navigate the complexities of credit repair. Her empathetic and client-centric approach allows her to develop customized solutions tailored to everyone’s unique circumstances, ensuring effective and sustainable results.
As a sought-after credit repair expert, Vanessa stays up to date with the ever-evolving landscape of credit regulations, laws, and industry best practices. She continually educates herself on the latest credit repair techniques, enabling her to provide comprehensive solutions that adhere to legal and ethical standards.
Vanessa firmly believes that financial well-being is within reach for everyone, regardless of their past credit history. Through her strategic guidance and hands-on support, she empowers her clients to take control of their financial future, helping them overcome obstacles, rebuild credit, and achieve their long-term goals.
When you work with Vanessa, you can expect a partner who is committed to your success, equipped with the knowledge and experience to guide you through the credit repair journey. With her unwavering determination, expertise, and genuine care for her clients, Vanessa is a trusted ally on the path to financial freedom.
FAQ'S
Credit Repair is actually the process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report. Your credit report dictates your credit score. The 3 major credit bureaus collect information from lenders, creditors, and debt collectors and apply it to your credit report. Based on that information, your credit score is determined. This information could include the balances on loans or credit cards, credit inquiries, debt to income ratio, and most importantly, credit utilization (the percentage of debt you have to available credit)
Can You Remove Anything From My Credit Report?
We can only fight to remove any items that fall under the guidelines of the FCRA. These are items that should be removed due to being inaccurate, unfounded, out of date, false and/or erroneous.
How Much Does It Cost?
The price varies depending on what you have on your credit report. To get a proper estimate, please book a FREE Consultation + Credit Analysis Appointment with a credit expert by clicking the Button below:
Is Credit Repair Legal?
Yes, credit repair is legal & we use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.